[00:00:00] There is a difference between making money. And holding power. A quiet wealth system isn't just about the numbers in your Stripe account or how many figures your launch hits. It's about what happens after.
It's about the flow you've designed behind the scenes. It's about knowing that money isn't just landing, it's landing with purpose, it's being moved with intention, it's being protected, and most of all. It's growing. Today we're going to talk about something no one has taught us, but should have.
It's something I've been building, refining, and living for the last 20 years. It's the reason I've reached the top 3% in wealth in the United States, and no, I'm not some ultra rich mogul sitting in a glass tower. I'm a mom of four.
I'm running two businesses trying to buy out a startup. I've been consulting for as well, still folding laundry some days, actually a lot of days like [00:01:00] six. Loads a day. Still showing up in real life, but I've built something. Most people never do a wealth system, and I'm here to walk you through exactly what that means and why you can't wait any longer to start building yours.
I will also drizzle a little of my private Society for Women launching in July, 2025, the House of Cortes A and the wealth system of a Cortes A where I teach you my three key secrets in my wealth system that will explode your growth through high ticket sales and other options to the empire level status that you've been dreaming about.
If you've ever felt like you are making money, but it's never enough. Or like the harder you work, the further wealth seems to be, this episode is going to open something new for you. I'm going to show you how to stop chasing money. Seriously, like stop chasing it and how it starts flowing to me once I had the right structure in place.
And of course, if you're someone who [00:02:00] wants to build not just a business, but an empire, one that grows your income, your time freedom, and your legacy, then I've got a whole world for you inside the House of Cortes. Then let's get into it.
Intro: I am Christina Koki, your post of the Effortless Closing Podcast. Born and raised in Silicon Valley. Now bringing the wisdom, wit, and well-oiled business strategies from my new hometown just outside of Nashville, where the pace is slower, but the revenue still runs high. With over two decades building businesses, some wildly successful others can gloriously messy.
Every step has been fueled by a love of real strategy and real results. This isn't about side gigs, and it's definitely not about hustle culture. This is about optimization and building revenue, generating machines designed to make your life and your business feel effortless. After $92 million in sales of the last eight years while raising four little ones and [00:03:00] building it all as a.
Wholepreneur. I've created systems that scale and a business that supports my life, not steals from it. From summers in Europe to road trips across the United States, being present with my family is the greatest win. And everything I've learned to make that possible is now inside the effortless closing method.
The framework behind this podcast, and here's the best part, you can build the same kind of business, the kind that funds your lifestyle, honors your values, and. Feels like you. This show is for the woman who's already doing well, but is ready to simplify the work, amplify her income, and finally build a business that flows with her life.
Every episode brings sharp strategy, honest insights, and real world tools to help you grow your business and enjoy your life in the process. We don't just grow your business, we optimize it to feel effortless. This is the Effortless Closing podcast.
okay, so what is a wealth system and why? Can it [00:04:00] change everything for you? Let me be real with you. No one ever taught this to me, not in school, not from a money coach, not even from other successful entrepreneurs. And honestly, I think that's part of the problem. Women are told to budget, save. Be smart with your money.
I remember my parents, even to this day, you need to put your money in a savings account. Save your money. Save your money. Is that the right way? But no one really talks to us about how to build wealth. We get handed templates and advice, but no one shows us how to design a system that fits our life, our unique way of living.
That's what I wanna give you today. Not another tactic, not another hustle, but a system. Your system a well system is not a budget. It's not a spreadsheet. It's not something you download off the internet and fill out once. A real well. [00:05:00] System is a living, breathing structure built around the way you want to live.
It's about creating the pathways for money to come in. Stay, grow and serve your bigger vision. Think about it like this. If money is water, your wealth system is the irrigation. It tells the water where to go. It makes sure nothing leaks. It grows what matters. It protects. What's your building? I'll never forget the day someone said to me, money goes where it wants, it flows where it wants.
At first, I didn't really get it. I had always believed I had to chase money, hunt for it, do more to get it. That's what we're taught, right? Work harder, be better, push, save. But when I look back at all those years of chasing, I realized something. Money never stayed. It came and went and I was exhausted [00:06:00] and I had nothing to show for all that effort.
So guess what? I stopped chasing it. Instead, I built something it can flow into. Now, I'm not saying it was. Instant. But over time things shifted. I went from constantly trying to get money to building systems that kept money, that grew it, that turned it into something real and lasting. It started as a trickle, like a little creek, but with time that creek turned into a steady flow and now.
Well, I think I'm building a river eventually. Yeah, an ocean. Because that's the point. I'm not trying to get rich overnight. I'm building something that lasts a lifetime and beyond. So let me ask you, how would it feel to have just a small, steady stream of income flowing to you every single month? Not from hustling.
Not from launching, [00:07:00] but from systems you built? What would that change in your life? Would you breathe easier, sleep better, make different decisions? We have to be real. It starts before the money arrives. It starts when you build the structure to hold the money, to honor the money to grow it. That's the part no one talks about.
Most people focus on income, but income without a system just creates what? Pressure. You make more, but you feel stretched. You grow the numbers, but you lose control. I truly believe that if you want more, you can earn more. That's absolutely true, but if you don't have system that earns it for you and helps it grow, it's not effortless.
It's exhausting. My wealth system changed that. It's the reason I get to be present with my family. It's the reason I'm not working 60 hours a [00:08:00] week. It's the reason my brand feels effortless, because behind the scenes I've built real support and it all starts with one question. What happens to your money when it comes in?
That's what a wealth system answers. It asks, how does it move? Where does it go? What is it funding? Is it protecting your vision? Not just this month, but 10 years from now. Most people never answer these questions. They make money, but it leaks, it disappears, it feels like sand through their fingers. Why?
Because they never created the system to hold it. In the house of Cortes, we don't let that happen. We build differently. We don't chase, we channel, we don't just make money. Hmm. We multiply it and we do it with intention. Every decision. Every system, every layer of growth is designed to protect [00:09:00] the woman behind the business, not just the business itself.
This isn't about more offers. This isn't about more hustle. This is about alignment, longevity, power, and if you are in a season where you are growing, if revenue is rising, but you still feel like you're treading water, this is your invitation to pause. To zoom out and to start building the foundation that can actually hold what you're creating, not just for today, but for the life you are building.
Five, 10, even 20 years from now. That's what we do in the house and this, this is just the beginning. Next, I wanna talk about the autonomy of a quiet wealth system. If you got a chance to check out my live on Instagram. I talked about what's the difference between quiet wealth and loud wealth? So check out that live on my [00:10:00] reels and listen to it and think about it and post a comment about it because that makes a difference.
So we're gonna talk about quiet wealth right now. Let me tell you something that most wealth conversations never touch. There is a difference between making money. And holding power. A quiet wealth system isn't just about the numbers in your Stripe account or how many figures your launch hits. It's about what happens after.
It's about the flow you've designed behind the scenes. It's about knowing that money isn't just landing, it's landing with purpose, it's being moved with intention, it's being protected, and most of all. It's growing. Let me say that last part again. It's growing. That is key.
And you, you're not stuck behind your laptop trying to hold it all together with duct tape and adrenaline. You are living, you are thinking long-term while enjoying the, now you're showing up because you [00:11:00] want to. Not because your business falls apart without you. If you don't. That's what a quiet wealth system does.
It gives you space, it gives you control. It lets your revenue serve your vision, not the other way around. Traditional wealth building is loud, ego-driven, and heavy. It's scale fast or fall behind. It's endless launches show up online, daily building funnels you don't even like. But this system. What we build inside the house of Cortes a.
Hmm. It's different, like really different. We don't build on pressure. We build on precision, on vision, on values. This system starts by asking, what do you want your life to feel like? What a deep question, right? Think about that. What do you want your life to feel like? Not what do you want to earn, but.
What do you want to wake [00:12:00] up to? Maybe it's full mornings with your kids before checking with your team. Maybe it's time to travel, to write to rest. Maybe it's knowing your investments are growing well. You're offline and your business is structured to pay you whether. You're there or not. We create systems that honor that, not ones that force you to keep sprinting, just to keep up with your own growth.
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I've seen women hit 500 KA million, even multi seven figures, and still feel like they're drowning. The money's coming in, but it's also flying right back out just as fast they're making more than ever and still asking. Why does this feel so hard? I know I mentioned this as one of my other podcast episodes where I talked about a coach that I had met and she was making over a million dollars a month, but her expenses to run her team and managed [00:16:00] the business was almost a million dollars a month.
How crazy is that? Why does it feel so hard? Well, it's simple. Income alone is not the goal. The goal is to have a system that turns income into leverage, into ownership, into peace. That's what we build here. Quiet power, strategic wealth systems that know how to hold more. Without requiring more from you.
This is the kind of money work I want more women to know is possible. You don't need to be a financial expert. You don't need to track every penny. You need a system that understands your energy, stage of life, your goals, and guess what? It's built around you. That's what we do in the house. We build wealth that fits you, customized to you, not the other way around.
Am I a financial advisor? No. And to be honest, most of the financial [00:17:00] advisors I've partnered with in my real estate business, while well-meaning we're actually making less of the clients they were trying to advise, not all of course, but enough for me to realize strategy beats credentials every time I've gone from counting every penny to building multiple income streams and exp.
Experiencing true abundance. Am I where I ultimately wanna be? Not yet, but I'm also not done. And every single year, my wealth continues to grow, my confidence grows, my systems get stronger. That's the compound effect of building a real foundation. Just last week, I gotta tell you this funny story. I got my first affiliate payment for something I've been casually mentioning here on the podcast in one of our ads, right?
Our commercials that we have. It's something that started less than 10 weeks ago or so. And guess what? The first commission check it has dropped right into my bank account of $13. And yes, [00:18:00] my husband bless him, goes, cool, babe. But did it cost you more to make that? I just smiled and said, Nope, it cost me $0 and that $13.
It's just the beginning because guess what? Next it'll be 30, then 100 and so on. Monthly reoccurring revenue builds while you sleep. And next week I'll walk you through exactly how to grow your own MRR your way. I have affiliate income now. I have rental properties. I have an Airbnb, I have a membership. I have equity in multiple businesses, and I didn't do all this overnight.
And I didn't build it all in one lane. I diversified because when one thing dips, others rise. And that's the power of a real wealth system. It's not reactive, it's resilient. Okay, so now you know what's possible. Let's talk about how to actually start building your quiet wealth system, if that's okay. I'm [00:19:00] sure you wanna know, right?
Yes. Okay. Let's talk about this because this is where everything begins to shift and know you don't need a financial degree to do this, I promise. You don't need to be good at math either, and you don't need a million dollar business. You can start with the smallest business or none at all. What you do need is awareness, intention, and a system that actually makes sense for your life.
The first step is simple. Get clear on how money moves in your world right now. Okay, let me explain this. I don't mean getting a spreadsheet and color coding the tabs, like, seriously, those drive me crazy. I mean, where does the money come from and where does it go? If I If you bring in $10,000 a month, how much of that stays in your world? Is it paying bills and vanishing? Is it sitting in one account, not growing? Is it covering business expenses but never paying you? A consistent salary? I want you to think of your money like a team. [00:20:00] Every dollar should have a job.
If you don't know what that job is, then that's your starting line.
next, ask yourself. What do I want this money to actually do for me? Not just buy another handbag or a trip to Paris, although, trust me, those are great too. I mean, real function. Do you want it to buy your time back so you can be present with your kids in the afternoon?
Do you want it to pay your salary so you're not moving money around like a shell game? Do you want it going into a rental property, a portfolio, or just sitting in a high yield savings account that doesn't get drained every 30 days? Because if your money has no direction, it wanders and when it wanders, it leaks until you wake up one day making more than ever, but holding less than you should.
That's why I always say income without system creates pressure. You grow the top line, but you feel more [00:21:00] stretched than ever. So let's take the pressure off. Your next move is to put structure in place. Maybe that means paying yourself the same amount every month, no matter what's coming in. Maybe it's using the tax code to pay yourself tax free through Smarter Business setups. Maybe it's opening a high yield saving account and moving 10% every sale into it before you touch it. Maybe it's starting something small, like reoccurring membership, an affiliate link, or eight. Simple digital product that starts paying you even when you're not working.
You don't need 10 income streams right now. You need one that starts working without you, then another, and another. That's how it goes. That's how it becomes effortless, and that's why the well system of a Cortes is built around three secret well systems you can master just one.
You can combine two or you can activate all three to explode your wealth and build a full blown empire. But the most [00:22:00] powerful part you choose, this is wealth that's built for you by you. So ask yourself, what's one move I can make this month that shifts me from chasing income to building wealth? That's the entry point because once you start building structure, even with small amounts, your money stops slipping through your fingers.
It starts working. For you. And over time that quiet system becomes the most powerful thing in your life. The other day I was out with my 15 and a half year old daughter. We were shopping for furniture, some higher end pieces, right? Like the really higher end. And she was looking at the price tags, $5,000 for a mirror, $10,000 for her couch.
And I said, they're actually priced pretty well for what you get. And she looked at me and asked. If you could afford all this, why don't you buy more of it? Why haven't you bought the Chanel purse you've always wanted for years? You totally could. And she's right. I could, but I told her this. Just because I can [00:23:00] buy something doesn't mean I should.
I don't need to prove anything. I help my money grow. I choose where it goes. I'd rather spend $50,000 on a summer in Europe with our family than on a purse. I'll carry twice. I enjoy that way more, and we did that two years ago. That's a quiet wealth system in action. It's not about restriction, it's about discernment.
It's about knowing how to spend, how to build, how to enjoy without letting your money control you or without letting it leak out and disappear. This is your time. Tighten your systems, build your wealth the way you want it, and make sure you are being smart with where it goes. Do this and your world will change.
Okay, now that we're wrapping up this episode of something, in today's episode, stirred Inside of You, if you're already thinking about how you could start building your own quiet wealth system, even in the smallest way, I want to invite you into something deeper. [00:24:00] The House of Cortes A is opening its doors in July, and it's not a program, it's not a course.
It's a private society for women who are building with intention, women who want strategy, structure, and soul. All in one place. Women who are done doing it the hard way, who are ready for a room that expands with them in the house, women in higher rooms reach back and lift others up. There's no competition.
Only collaboration. It's community where growth is the standard, not the exception. A place where you are seen, supported and surrounded by power, and if that's what you've been missing, this might be your next step. We are hosting a private open house experience where you'll get a full look inside how the house works, what makes it different, and how this one decision could change your world forever.
This is where you'll find out if it's right for you. And if you're right for it, it's quiet, it's [00:25:00] powerful, and it's built to hold you, challenge you, and expand with you. If you want to be one of the first to get access, head over to Instagram. DM me. Let's start that conversation now. The wait list will be coming out soon, and be sure to tune in next week where I'll be sharing the first secret in my personal wealth system, MRR, or monthly reoccurring revenue. You don't have to just do affiliate income or a membership. There's other ways we're gonna talk about it all. You don't want to miss this one, I promise.
So subscribe and follow wherever you listen to your favorite podcast. And, hey, did you know that I have a YouTube channel? It's at Christina Cocos, so head over there for totally different content, deeper behind the scenes insights and some real treats. Until next week, build boldly, build quietly, and build it to last.
Come hang out with me on YouTube. Until then.
